https://www.homewisdom.org/about daily 0.75 2023-02-17 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648674874490-MBDWEK8MN1H7V98PLS4G/Kelly+headshot.jpg About - Make it stand out Kelly O’Donnell PhD, Homewisdom Director, Homewise https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648247937962-3AZKC4OICLLB261WR4LC/ENTERPRISE_BANK_SANTA_FE_MARCH_2019_0694_low.jpg About - Mike Loftin Mike Loftin, Chief Executive Officer, Homewise https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648674874490-MBDWEK8MN1H7V98PLS4G/Kelly+headshot.jpg About - Make it stand out Kelly O’Donnell PhD, Homewisdom Director, Homewise https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648247937962-3AZKC4OICLLB261WR4LC/ENTERPRISE_BANK_SANTA_FE_MARCH_2019_0694_low.jpg About - Mike Loftin Mike Loftin, Chief Executive Officer, Homewise https://www.homewisdom.org/sustainability-and-climate-change daily 0.75 2024-05-24 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1647547181042-OCLGOXSFMZ173CZ865SW/Arjay+and+Patrick_+Homewise18.jpg Sustainability and Environment https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1647547181042-OCLGOXSFMZ173CZ865SW/Arjay+and+Patrick_+Homewise18.jpg https://www.homewisdom.org/wealth-gap daily 0.75 2024-07-01 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1664402123080-52VOT6N4XJI3RSLP50MK/Tiara%252BGrant_%252BHomewise10%252B%2525281%252529.jpg Closing the Racial Wealth Gap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1652119333565-V37NWVI6XRUNNWLXQRVE/HMW_090919_103.jpg Closing the Racial Wealth Gap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1665518583567-HKQHLML3N0O8U79KW2XM/I_0069.JPG Closing the Racial Wealth Gap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1664402123080-52VOT6N4XJI3RSLP50MK/Tiara%252BGrant_%252BHomewise10%252B%2525281%252529.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/2bb73530-b957-4436-9915-3cac804ba9fc/UPDATED+Asian.JPG https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1665518583567-HKQHLML3N0O8U79KW2XM/I_0069.JPG https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/53cc753e-5ebc-4d60-9b3a-b0eedc181518/UPDATED+American+Indian+and+Alaskan+Native.JPG https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/05474a8d-a3da-4d41-99d7-830b4e56e6be/UPDATED+Hispanic+or+Latino.JPG https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/980224c1-248c-4ae2-a371-4c1f59cd9ad7/UPDATED+Black+and+African+American.JPG https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/26140e54-e427-46e3-9941-250524f818cb/UPDATED+Native+Hawaiian+and+Other+Pacific+Islander.JPG https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/96a0f2d7-c6b1-47f7-b721-e33bbc8a045a/UPDATED+Two+or+More.JPG https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1652119333565-V37NWVI6XRUNNWLXQRVE/HMW_090919_103.jpg https://www.homewisdom.org/public-policy daily 0.75 2024-05-23 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/861dec8a-f253-40d7-b546-9ebd57083f86/Cover.png Public Policy - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1650050747199-4IBMESZ3GIK8N31WKISC/HW_062521_090+low.jpg Public Policy https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649974976478-RQ5CL2A0FSKJVKDVFJ1O/Marisol45+cropped.jpg Public Policy https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/861dec8a-f253-40d7-b546-9ebd57083f86/Cover.png https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1650050747199-4IBMESZ3GIK8N31WKISC/HW_062521_090+low.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649974976478-RQ5CL2A0FSKJVKDVFJ1O/Marisol45+cropped.jpg https://www.homewisdom.org/strategies-that-work daily 0.75 2022-08-16 https://www.homewisdom.org/impact-impact daily 0.75 2024-08-14 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648142153538-15BH7FLKP5J2NDF9X1IW/20150511_111241.jpg Strengthening Communities and Neighborhoods - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648142153538-15BH7FLKP5J2NDF9X1IW/20150511_111241.jpg https://www.homewisdom.org/contact daily 0.75 2024-05-22 https://www.homewisdom.org/mike-loftin-urban-institute daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886432914-LHN2DS9X6NSUCU1QEHNW/Housing+expense.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 6: Housing Expense Ratios Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment includes principal, interest, taxes, and insurance. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886304817-OR4TQXNVPMDVLZEYNNGX/Share+of+low+or+very+low+-+cost+burden.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 3: Share of Low- and Very Low-Income Households Who are Cost Burdened Source: 2019 American Community Survey. Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886484216-T8RZEXWE9TLRX0PN4YZW/big+bend.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 8: Homeownership’s Affordability “Big Bang” Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment includes principal, interest, taxes, and insurance. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1645685751480-ZBEOFOSKHE5L21VGPKH9/Figure+5.JPG Homeownership is Affordable Housing - Mike Loftin - Make it stand out Source: 2019 American Housing Survey. Note: N/A = not applicable. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886272771-K6JLPQDHUIOI0PZ5224J/Share+of+income+Spent.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 2: Share of Income Spent on Housing, by Race or Ethnicity Source: 2019 American Community Survey. Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648335723737-H7VEJY0BUUC2DC3UVGVO/NeighborWorks-America-Logo-1024x488.png Homeownership is Affordable Housing - Mike Loftin Research support for this brief was also provided by NeighborWorks America. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886458304-HSHZJXGCZC884606ZHFY/Absolute+.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 7: Absolute Monthly Housing Expenses over Time Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment (minus the principal) includes interest, taxes, and insurance. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886188103-FR8Q7MI0CH3H3JQ4NOZC/Share+of+income.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 1: Share of Income Spent on Housing, by Income Source: 2019 American Community Survey. Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886364413-Q1UURBIQHQ5CD3F5XU7C/Share+of+low+or+very+low.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 4: Share of Low- and Very Low-Income Households with a Low Housing Cost Burden Source: 2019 American Community Survey Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886404867-ZKU7IKGI5WBHLH045OVK/Rent+vs+mortgage.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 5: Rent versus Mortgage Payments, with and without Maintenance and Improvement Costs Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment includes principal, interest, taxes, and insurance. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886484216-T8RZEXWE9TLRX0PN4YZW/big+bend.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 8: Homeownership’s Affordability “Big Bang” Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment includes principal, interest, taxes, and insurance. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648335723737-H7VEJY0BUUC2DC3UVGVO/NeighborWorks-America-Logo-1024x488.png Homeownership is Affordable Housing - Mike Loftin Research support for this brief was also provided by NeighborWorks America. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886432914-LHN2DS9X6NSUCU1QEHNW/Housing+expense.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 6: Housing Expense Ratios Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment includes principal, interest, taxes, and insurance. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886272771-K6JLPQDHUIOI0PZ5224J/Share+of+income+Spent.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 2: Share of Income Spent on Housing, by Race or Ethnicity Source: 2019 American Community Survey. Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1645685751480-ZBEOFOSKHE5L21VGPKH9/Figure+5.JPG Homeownership is Affordable Housing - Mike Loftin - Make it stand out Source: 2019 American Housing Survey. Note: N/A = not applicable. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886188103-FR8Q7MI0CH3H3JQ4NOZC/Share+of+income.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 1: Share of Income Spent on Housing, by Income Source: 2019 American Community Survey. Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886304817-OR4TQXNVPMDVLZEYNNGX/Share+of+low+or+very+low+-+cost+burden.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 3: Share of Low- and Very Low-Income Households Who are Cost Burdened Source: 2019 American Community Survey. Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886364413-Q1UURBIQHQ5CD3F5XU7C/Share+of+low+or+very+low.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 4: Share of Low- and Very Low-Income Households with a Low Housing Cost Burden Source: 2019 American Community Survey Note: The data are limited to households with annual incomes greater than or equal to annual housing expenses. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886404867-ZKU7IKGI5WBHLH045OVK/Rent+vs+mortgage.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 5: Rent versus Mortgage Payments, with and without Maintenance and Improvement Costs Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment includes principal, interest, taxes, and insurance. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1649886458304-HSHZJXGCZC884606ZHFY/Absolute+.jpg Homeownership is Affordable Housing - Mike Loftin - Figure 7: Absolute Monthly Housing Expenses over Time Sources: 2019 American Housing Survey and Urban Institute calculations. Note: The mortgage payment (minus the principal) includes interest, taxes, and insurance. https://www.homewisdom.org/homeownership-is-affordable-housing daily 0.75 2024-05-23 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648139849081-7U43ZKFWW1FGLYWPBH3I/Erica+%26+Christopher_04.jpg Homeownership is Affordable Housing https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648152094053-BI4FATNTVS09ISUHD290/Carol.jpg Homeownership is Affordable Housing https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1f0bcdbe-3025-48ff-bcb1-1db277a481b5/Jerome+15.jpg Homeownership is Affordable Housing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1645683279172-IMATVA63VWD72W9BJ81Y/HW_062521_090+low.jpg Homeownership is Affordable Housing https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/cedd02a7-b085-46c6-b8fa-d3f565569d7c/Rachel+Joyce_cover.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1f0bcdbe-3025-48ff-bcb1-1db277a481b5/Jerome+15.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1645683279172-IMATVA63VWD72W9BJ81Y/HW_062521_090+low.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648152094053-BI4FATNTVS09ISUHD290/Carol.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648139849081-7U43ZKFWW1FGLYWPBH3I/Erica+%26+Christopher_04.jpg https://www.homewisdom.org/contact-us daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1646958467834-S4ZWX7VJ8XHXEMIPH1DU/_SS22597_low+2.jpg Contact Us - Contact Us Homewisdom representatives are available for media interviews and private consultations to discuss research, homeownership strategies and public policy recommendations. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1646958467834-S4ZWX7VJ8XHXEMIPH1DU/_SS22597_low+2.jpg Contact Us - Contact Us Homewisdom representatives are available for media interviews and private consultations to discuss research, homeownership strategies and public policy recommendations. https://www.homewisdom.org/who-cant-afford-to-live-in-santa-fe-in-2022 daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533682889-Q36R4HJ7XT0F0X2YNVJE/WCALSF_Fig+3_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 3: Santa Fe Housing Cost Burden by Tenure Sources: American Community Survey 2019 5-year public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533320360-RNO04Y2NO0UF0V9UDYDF/multi-gen+family+Salvidor+Villalobos.jpg Who Can't Afford to Live in Santa Fe in 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648532904493-IDIU3SEKWDFHR2TIM764/WCALSF_Fig+1_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 1: Santa Fe Median Single Family Home Price and Average Weekly Wages Source: Santa Fe Association of Realtors and Bureau of Labor Statistics Quarterly Census of Employment and Wages https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648534104469-DH2IACVCY3PB2WQPHA5F/WCALSF_Fig+5_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 5: Santa Fe Cost Burdened Renters by Age https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648534316404-HDD2OFG7Y8110VHLFB3H/WCALSF_Fig+6_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 6: Cost-Burdened Santa Fe Renters by Poverty Status https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533166933-0EEJRTZLXCZ5SZVMCLXU/WCALSF_Fig+2_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 2: Santa Fe Households: Housing Cost Burden Sources: American Community Survey 2019 5-year public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533939172-V0OBT8PPDW2R0W3ZXYEK/WCALSF_Fig+4_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 4: Cost Burden by Tenure for Low-Income Santa Fe Households Source: American Community Survey 2019 5-Yr public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533320360-RNO04Y2NO0UF0V9UDYDF/multi-gen+family+Salvidor+Villalobos.jpg Who Can't Afford to Live in Santa Fe in 2022 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533939172-V0OBT8PPDW2R0W3ZXYEK/WCALSF_Fig+4_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 4: Cost Burden by Tenure for Low-Income Santa Fe Households Source: American Community Survey 2019 5-Yr public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648534316404-HDD2OFG7Y8110VHLFB3H/WCALSF_Fig+6_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 6: Cost-Burdened Santa Fe Renters by Poverty Status https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533166933-0EEJRTZLXCZ5SZVMCLXU/WCALSF_Fig+2_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 2: Santa Fe Households: Housing Cost Burden Sources: American Community Survey 2019 5-year public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648532904493-IDIU3SEKWDFHR2TIM764/WCALSF_Fig+1_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 1: Santa Fe Median Single Family Home Price and Average Weekly Wages Source: Santa Fe Association of Realtors and Bureau of Labor Statistics Quarterly Census of Employment and Wages https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648533682889-Q36R4HJ7XT0F0X2YNVJE/WCALSF_Fig+3_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 3: Santa Fe Housing Cost Burden by Tenure Sources: American Community Survey 2019 5-year public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648534104469-DH2IACVCY3PB2WQPHA5F/WCALSF_Fig+5_crop.jpg Who Can't Afford to Live in Santa Fe in 2022 - Figure 5: Santa Fe Cost Burdened Renters by Age https://www.homewisdom.org/short-term-rentals-and-access-to-housing-in-santa-fe daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648536384336-USHBGWPB31ZXE2LFMC76/STR_Fig+5_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 5: Santa Fe whole-unit STRs by type Source: AirDNA https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509782593-XQNMJZPHVEEMCG6KPPCN/STR_Table+6.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535762113-9MV5WPFWA04T1MDPATW0/STR_Fig+3_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 3: STR average daily revenue by zip code Source: AirDNA https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535536167-03B9F60U1UJUU62W4RZ7/STR_Fig+2_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 2: Whole house/apartment STRs, Santa Fe 2014-18 Source: AirDNA (See: “Data Used in this Analysis” at the end of this report) https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535941247-XJBWNTG7T6YSPHIVPOA5/STR_Fig+4_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 4: Gross receipts taxes due on 2018 Santa Fe STR revenue https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509062321-7JPOEP2609X7VKWTU2MM/STR_Table+2.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509435068-ZFBB9ER7F052LOBSJMCG/STR_Table+3.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535055536-9MWY7J1W44VL10VLR0ZY/STR_Table+1.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535119143-OURAFJ12HQKWE22QUSOT/STR_Fig+1.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 1: Santa Fe city limits and zip code boundaries https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509629522-PZOAK46BLF1S0WP0KDZX/STR_Table+5.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509062321-7JPOEP2609X7VKWTU2MM/STR_Table+2.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535536167-03B9F60U1UJUU62W4RZ7/STR_Fig+2_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 2: Whole house/apartment STRs, Santa Fe 2014-18 Source: AirDNA (See: “Data Used in this Analysis” at the end of this report) https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509435068-ZFBB9ER7F052LOBSJMCG/STR_Table+3.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535762113-9MV5WPFWA04T1MDPATW0/STR_Fig+3_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 3: STR average daily revenue by zip code Source: AirDNA https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509629522-PZOAK46BLF1S0WP0KDZX/STR_Table+5.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535055536-9MWY7J1W44VL10VLR0ZY/STR_Table+1.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535941247-XJBWNTG7T6YSPHIVPOA5/STR_Fig+4_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 4: Gross receipts taxes due on 2018 Santa Fe STR revenue https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648509782593-XQNMJZPHVEEMCG6KPPCN/STR_Table+6.jpg Short Term Rentals and Access to Housing in Santa Fe - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648536384336-USHBGWPB31ZXE2LFMC76/STR_Fig+5_crop.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 5: Santa Fe whole-unit STRs by type Source: AirDNA https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648535119143-OURAFJ12HQKWE22QUSOT/STR_Fig+1.jpg Short Term Rentals and Access to Housing in Santa Fe - Figure 1: Santa Fe city limits and zip code boundaries https://www.homewisdom.org/if-america-is-going-to-address-housing-affordability-it-needs-to-increase-access-to-homeownership daily 0.75 2024-05-22 https://www.homewisdom.org/housing-justice-equals-climate-justice daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648539216358-31X7Q54G51D65X54ACJJ/Arjay+and+Patrick.jpg Housing Justice Equals Climate Justice - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538092599-2BGS0PJ1KE2LWFX83BRJ/HJCJ_Table+1_crop.jpg Housing Justice Equals Climate Justice - Table 1: Santa Fe In-Commuters by Means of Transportation to Work Source: 2019 5-Yr American Community Survey Public Use Microsample https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538580501-ZXWRAHP4CKCFOT5IPGSY/HJCJ_Fig+3_crop.jpg Housing Justice Equals Climate Justice - Figure 3 Source: Zillow Home Value Index. Retrieved from: zillow.com https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538277991-5LM3HWZX2SO9JNPMETPX/HJCJ_Fig+1_crop.jpg Housing Justice Equals Climate Justice - Figure 1: Santa Fe In-Commuters by Location of Residence https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648507914723-YKASG88YIIJ8Q0NSJVUR/Housing+Justice+%3D+Climate+Justice-8.jpg Housing Justice Equals Climate Justice - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648507914723-YKASG88YIIJ8Q0NSJVUR/Housing+Justice+%3D+Climate+Justice-8.jpg Housing Justice Equals Climate Justice - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648506975048-HRAGJ8PUPA4YJVH556HP/HJCJ_Table+3.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648506956837-2TKQ00B9N34H1BWDG2M9/Maxine.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538277991-5LM3HWZX2SO9JNPMETPX/HJCJ_Fig+1_crop.jpg Housing Justice Equals Climate Justice - Figure 1: Santa Fe In-Commuters by Location of Residence https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648539216358-31X7Q54G51D65X54ACJJ/Arjay+and+Patrick.jpg Housing Justice Equals Climate Justice - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648507063216-XTUEN15FAQACBFK6VZDP/HJCJ_Table+4.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648507083709-H6KJ3GC6J1GHENZSN99Z/Erica+%26+Christopher_04.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648506302660-ARB3VYSXZ4TCMNWMY37J/Jesus+Antonio.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648506311069-A0XUK69Z6V0XO0CWBR18/HJCJ_Table+2.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538780209-24ISP4GAWMSCPPYJ35CK/hospitality+worker.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538779284-CJSUL2RX6CXLX4HF0VNX/healthcare+worker.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538780291-IWQ2ZFTXV7CR6G4QY7MD/teacher.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538779181-FMTH3P7PR1F7D6WJ9CT7/EMT.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538580501-ZXWRAHP4CKCFOT5IPGSY/HJCJ_Fig+3_crop.jpg Housing Justice Equals Climate Justice - Figure 3 Source: Zillow Home Value Index. Retrieved from: zillow.com https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648538092599-2BGS0PJ1KE2LWFX83BRJ/HJCJ_Table+1_crop.jpg Housing Justice Equals Climate Justice - Table 1: Santa Fe In-Commuters by Means of Transportation to Work Source: 2019 5-Yr American Community Survey Public Use Microsample https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648506548809-OTQINVQI8TAOJLF8983A/HJCJ_Fig+2.jpg Housing Justice Equals Climate Justice https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648506544021-K6CL4OL8230FO7X4K6ZK/Erin+2.jpg Housing Justice Equals Climate Justice https://www.homewisdom.org/homeownership-is-affordable-housing-nm daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531633638-55RN7EN7YLN34KTHJ2EO/HAH_Fig+7_crop.jpg Homeownership is Affordable Housing NM - Figure 7: Share of Income Spent on Housing, by Race/Ethnicity, NM Source: US Census 2019 5-Yr American Community Survey PUMS and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531194618-XGV918QF8DIZ9C7731TM/HAH_Fig+5_crop.jpg Homeownership is Affordable Housing NM - Figure 5: Low-Income* NM Households: Cost Burden by Tenure *Gross annual household income below $50,000; although AMI differs by area, for consistency, ‘low-income’ is defined as annual household income below $50,000 regardless of location. Source: US Census 2019 5-Year American Community Survey and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531951776-GUWSN4BZJE9YIQ2D4DHF/HAH_Fig+9_crop.jpg Homeownership is Affordable Housing NM - Figure 9: Housing Expense Ratios Over Time Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648152639510-J8RXMNHV47N2U616OD16/Alex+%26+Christine.jpg Homeownership is Affordable Housing NM - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648530718547-7G5YFBZ7OUZZ6AKZFNCB/HAH_Fig+3_crop.jpg Homeownership is Affordable Housing NM - Make it stand out Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648526277707-NF46WTD1IZN50IW31HZA/HAH_Fig+4.jpg Homeownership is Affordable Housing NM - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531409185-KH1Y67ZN6TT8QATGYHZJ/HAH_Fig+6_crop.jpg Homeownership is Affordable Housing NM - Figure 6: Low-Income* Households: Cost Burden by Metro *Gross annual household income below $50,000; although AMI differs by area, for consistency, ‘low-income’ is defined as annual household income below $50,000 regardless of location. Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648530613587-EIB40CQGZYBZ20MPJV82/HAH_Fig+2_crop.jpg Homeownership is Affordable Housing NM - Figure 2: Housing Expense Ratios by Age and Income, NM Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531829407-M4I0M51EDQAP92IQMC14/HAH_Fig+8_crop.jpg Homeownership is Affordable Housing NM - Figure 8: Hypothetical Homeowner and Renter Households: Housing Costs Over Time Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648528413326-YW8R3ZZ2M53GZLJ7H2L2/HAH_Fig+1_crop.jpg Homeownership is Affordable Housing NM - Figure 1: Share of Income Spent on Housing, by Income, New Mexico Source: US Census 2019 5-Yr Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648527443783-BE0M81PGQ6LGP4OGODTH/Claudia+y+Ricardo.jpg Homeownership is Affordable Housing NM - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531409185-KH1Y67ZN6TT8QATGYHZJ/HAH_Fig+6_crop.jpg Homeownership is Affordable Housing NM - Figure 6: Low-Income* Households: Cost Burden by Metro *Gross annual household income below $50,000; although AMI differs by area, for consistency, ‘low-income’ is defined as annual household income below $50,000 regardless of location. Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648530613587-EIB40CQGZYBZ20MPJV82/HAH_Fig+2_crop.jpg Homeownership is Affordable Housing NM - Figure 2: Housing Expense Ratios by Age and Income, NM Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648530718547-7G5YFBZ7OUZZ6AKZFNCB/HAH_Fig+3_crop.jpg Homeownership is Affordable Housing NM - Make it stand out Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531829407-M4I0M51EDQAP92IQMC14/HAH_Fig+8_crop.jpg Homeownership is Affordable Housing NM - Figure 8: Hypothetical Homeowner and Renter Households: Housing Costs Over Time Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648528413326-YW8R3ZZ2M53GZLJ7H2L2/HAH_Fig+1_crop.jpg Homeownership is Affordable Housing NM - Figure 1: Share of Income Spent on Housing, by Income, New Mexico Source: US Census 2019 5-Yr Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648527443783-BE0M81PGQ6LGP4OGODTH/Claudia+y+Ricardo.jpg Homeownership is Affordable Housing NM - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531194618-XGV918QF8DIZ9C7731TM/HAH_Fig+5_crop.jpg Homeownership is Affordable Housing NM - Figure 5: Low-Income* NM Households: Cost Burden by Tenure *Gross annual household income below $50,000; although AMI differs by area, for consistency, ‘low-income’ is defined as annual household income below $50,000 regardless of location. Source: US Census 2019 5-Year American Community Survey and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648526277707-NF46WTD1IZN50IW31HZA/HAH_Fig+4.jpg Homeownership is Affordable Housing NM - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531633638-55RN7EN7YLN34KTHJ2EO/HAH_Fig+7_crop.jpg Homeownership is Affordable Housing NM - Figure 7: Share of Income Spent on Housing, by Race/Ethnicity, NM Source: US Census 2019 5-Yr American Community Survey PUMS and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648152639510-J8RXMNHV47N2U616OD16/Alex+%26+Christine.jpg Homeownership is Affordable Housing NM - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648531951776-GUWSN4BZJE9YIQ2D4DHF/HAH_Fig+9_crop.jpg Homeownership is Affordable Housing NM - Figure 9: Housing Expense Ratios Over Time Source: US Census 2019 5-Yr American Community Survey Public Use Microdata and author calculations https://www.homewisdom.org/press daily 0.75 2023-02-17 https://www.homewisdom.org/follow-homewisdom daily 0.75 2023-02-17 https://www.homewisdom.org/understanding-the-racial-wealth-gap daily 0.75 2024-05-22 https://www.homewisdom.org/homewisdom daily 0.75 2022-06-23 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648152094053-BI4FATNTVS09ISUHD290/Carol.jpg Homewisdom https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648139849081-7U43ZKFWW1FGLYWPBH3I/Erica+%26+Christopher_04.jpg Homewisdom https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1645683279172-IMATVA63VWD72W9BJ81Y/HW_062521_090+low.jpg Homewisdom https://www.homewisdom.org/new-page daily 0.75 2024-05-22 https://www.homewisdom.org/is-homeownership-a-solution-to-skyrocketing-rents daily 0.75 2024-05-22 https://www.homewisdom.org/events daily 0.75 2024-01-10 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1662563543371-F353UQ0STD27IN5Y8WLD/Role+of+Affordable+Homeownership+in+Combatting+Climate+Change.png Events https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1662563543371-F353UQ0STD27IN5Y8WLD/Role+of+Affordable+Homeownership+in+Combatting+Climate+Change.png Events https://www.homewisdom.org/inflation-resilience daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1665083946550-WICQBACQDSNX2QKU63I2/2nd+graph.jpg Inflation Resilience - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1665082197027-RTHZKMP3RJLGA3AW54BS/graph.jpg 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2024-07-31 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/6c7549a9-051c-40d4-8f66-fbacc3b3f202/fig+3+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/d0ce6d32-8c80-485b-9fa4-97b838c9b9a3/fig+2+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/e9a83a35-a74c-47d1-8d52-9a9ebbfc0bf8/Table+1+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/8c42baec-dadd-4da7-ae37-d10148ea28de/Families-01.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/63f5fcb9-da75-43e1-847b-7dce06e2542c/fig+4+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/8c42baec-dadd-4da7-ae37-d10148ea28de/Families-01.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/e9a83a35-a74c-47d1-8d52-9a9ebbfc0bf8/Table+1+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/63f5fcb9-da75-43e1-847b-7dce06e2542c/fig+4+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/d0ce6d32-8c80-485b-9fa4-97b838c9b9a3/fig+2+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/6c7549a9-051c-40d4-8f66-fbacc3b3f202/fig+3+.jpg Within Reach: Closing the Racial Homeownership Gap in New Mexico - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homewisdom.org/new-page-3 daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648674874490-MBDWEK8MN1H7V98PLS4G/Kelly+headshot.jpg About - Make it stand out Kelly O’Donnell PhD, Chief Research & Policy Officer, Homewise https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648247937962-3AZKC4OICLLB261WR4LC/ENTERPRISE_BANK_SANTA_FE_MARCH_2019_0694_low.jpg About - Make it stand out Mike Loftin, Chief Executive Officer, Homewise https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648674874490-MBDWEK8MN1H7V98PLS4G/Kelly+headshot.jpg About - Make it stand out Kelly O’Donnell PhD, Chief Research & Policy Officer, Homewise https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648247937962-3AZKC4OICLLB261WR4LC/ENTERPRISE_BANK_SANTA_FE_MARCH_2019_0694_low.jpg About - Make it stand out Mike Loftin, Chief Executive Officer, Homewise https://www.homewisdom.org/homeownership-is-affordable-housing-nm-2023 daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/7a95d759-d561-4967-8024-d28cacc80300/Jerome_10.jpg Homeownership is Affordable Housing NM 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/9ec50c86-eff6-44de-95fc-3f698d7e3571/Crop4.JPG Homeownership is Affordable Housing NM 2023 - Figure 4: Low-Income Households by Expense Ratio and Tenure, NM Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/8cc44176-6300-4e17-ac99-225137fa0299/Crop1.JPG Homeownership is Affordable Housing NM 2023 - Figure 1: Share of Income Spent on Housing by Income Class, NM Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/64296de0-5da0-4b21-beb6-7b1c4bd321d8/Crop7.JPG Homeownership is Affordable Housing NM 2023 - Figure 7: Hypothetical Homeowner and Renter Households: Housing Costs Over Time Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/c832dcbe-7989-4846-9e37-c372afc6d7b9/Crop5.JPG Homeownership is Affordable Housing NM 2023 - Figure 5: Low-Income Households: Cost Burden by Tenure and Metro, NM Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/5bdeb339-5eca-4a15-a44c-c3f8b4bba8be/Crop3.JPG Homeownership is Affordable Housing NM 2023 - Make it stand out Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/f8915a26-e613-47e4-9435-cb8fdae8cd8e/Crop8.JPG Homeownership is Affordable Housing NM 2023 - Figure 8: Hypothetical Homeowner and Renter Households: Affordability Over Time Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/53cac0f6-0e59-47c0-ad03-569f863ea074/Crop6.JPG Homeownership is Affordable Housing NM 2023 - Figure 6: Median Housing Expense Ratio by Race/Ethnicity, NM Source: US Census 2021 5-Yr American Community Survey PUMS and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/d22275cb-5c1f-46e4-857b-a2722d0e7ab4/Crop2.jpg Homeownership is Affordable Housing NM 2023 - Make it stand out Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/64296de0-5da0-4b21-beb6-7b1c4bd321d8/Crop7.JPG Homeownership is Affordable Housing NM 2023 - Figure 7: Hypothetical Homeowner and Renter Households: Housing Costs Over Time Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1648527443783-BE0M81PGQ6LGP4OGODTH/Claudia+y+Ricardo.jpg Homeownership is Affordable Housing NM 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/c832dcbe-7989-4846-9e37-c372afc6d7b9/Crop5.JPG Homeownership is Affordable Housing NM 2023 - Figure 5: Low-Income Households: Cost Burden by Tenure and Metro, NM Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/9ec50c86-eff6-44de-95fc-3f698d7e3571/Crop4.JPG Homeownership is Affordable Housing NM 2023 - Figure 4: Low-Income Households by Expense Ratio and Tenure, NM Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/5bdeb339-5eca-4a15-a44c-c3f8b4bba8be/Crop3.JPG Homeownership is Affordable Housing NM 2023 - Make it stand out Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/7a95d759-d561-4967-8024-d28cacc80300/Jerome_10.jpg Homeownership is Affordable Housing NM 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/d22275cb-5c1f-46e4-857b-a2722d0e7ab4/Crop2.jpg Homeownership is Affordable Housing NM 2023 - Make it stand out Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/8cc44176-6300-4e17-ac99-225137fa0299/Crop1.JPG Homeownership is Affordable Housing NM 2023 - Figure 1: Share of Income Spent on Housing by Income Class, NM Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/53cac0f6-0e59-47c0-ad03-569f863ea074/Crop6.JPG Homeownership is Affordable Housing NM 2023 - Figure 6: Median Housing Expense Ratio by Race/Ethnicity, NM Source: US Census 2021 5-Yr American Community Survey PUMS and author calculations https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/f8915a26-e613-47e4-9435-cb8fdae8cd8e/Crop8.JPG Homeownership is Affordable Housing NM 2023 - Figure 8: Hypothetical Homeowner and Renter Households: Affordability Over Time Source: US Census 2021 5-Yr American Community Survey Public Use Microdata and author calculations https://www.homewisdom.org/homeownership-helps-reduce-energy-costs-and-carbon-footprint daily 0.75 2024-05-22 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/42fbf8b4-7272-423f-b77b-addf645c6fd5/pull+quote+1.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/749a7cb5-7696-4ee8-9414-d7f82e6eb04d/Figure+3.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 3: Santa Fe Housing Cost Burden by Tenure Sources: American Community Survey 2019 5-year public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/cfba0906-1f38-41be-8a7c-6151d2334cb3/pull+quote+3.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/7669ddd2-3cf3-4343-901c-2e1402962c53/Figure+7.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/839173e2-8221-4715-bd2d-2091f46b45f8/Figure+2.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1bd9da73-89ab-443e-8d17-7ccbf477a70f/Figure+1.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 1: Santa Fe Median Single Family Home Price and Average Weekly Wages Source: Santa Fe Association of Realtors and Bureau of Labor Statistics Quarterly Census of Employment and Wages https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/f7975da2-f438-43f6-a5a3-56276ca270b0/Figure+4.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 4: Cost Burden by Tenure for Low-Income Santa Fe Households Source: American Community Survey 2019 5-Yr public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/3c125ea3-2668-4093-929f-ba09a2858af4/Figure+5.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 5: Santa Fe Cost Burdened Renters by Age https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/0dc2face-406a-4b0b-b581-ffd03c8f3bf8/pull+quote+2.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/32bdca86-62fb-4de8-9f02-ed2407d28799/Figure+6.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 6: Cost-Burdened Santa Fe Renters by Poverty Status https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/839173e2-8221-4715-bd2d-2091f46b45f8/Figure+2.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/32bdca86-62fb-4de8-9f02-ed2407d28799/Figure+6.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 6: Cost-Burdened Santa Fe Renters by Poverty Status https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/f7975da2-f438-43f6-a5a3-56276ca270b0/Figure+4.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 4: Cost Burden by Tenure for Low-Income Santa Fe Households Source: American Community Survey 2019 5-Yr public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/749a7cb5-7696-4ee8-9414-d7f82e6eb04d/Figure+3.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 3: Santa Fe Housing Cost Burden by Tenure Sources: American Community Survey 2019 5-year public use microdata https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/3c125ea3-2668-4093-929f-ba09a2858af4/Figure+5.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 5: Santa Fe Cost Burdened Renters by Age https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/42fbf8b4-7272-423f-b77b-addf645c6fd5/pull+quote+1.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/cfba0906-1f38-41be-8a7c-6151d2334cb3/pull+quote+3.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/0dc2face-406a-4b0b-b581-ffd03c8f3bf8/pull+quote+2.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/7669ddd2-3cf3-4343-901c-2e1402962c53/Figure+7.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/1bd9da73-89ab-443e-8d17-7ccbf477a70f/Figure+1.jpg Homeownership Helps Reduce Energy Costs and Carbon Footprint - Figure 1: Santa Fe Median Single Family Home Price and Average Weekly Wages Source: Santa Fe Association of Realtors and Bureau of Labor Statistics Quarterly Census of Employment and Wages https://www.homewisdom.org/evaluation-on-the-christus-st-vincent-employer-assisted-housing-program-a-final-report daily 0.75 2024-05-24 https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/b0be56a2-9188-4915-b707-945d43a48723/Fig+11.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/20cddbe0-e1fb-41a0-8f59-5c34bb1be66f/Fig+12+v2.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/629dcc03-1ace-4c68-9e81-9b7c44771c07/Kasey_client+story.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/757a0d8a-2563-4c7b-a23e-d477ea38135a/Appendix+B_2.jpg https://images.squarespace-cdn.com/content/v1/6201784fcd12fa2baee377b0/dbcf31d6-d10a-4e79-958e-987c36ecff11/Appendix+B_1.jpg 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